Chelsea Krost is a Millennial Spokesperson, Forbes Contributor, Speaker, and host of the weekly Twitter Trending Topic, #MillennialTalk each Tuesday at 8pm ET. You can find her personal account on Twitter @ChelseaKrost and her weekly Twitter Chat @MillennialTalk. I wrote a piece for her website called Five Minor Steps You Can Take to Save Over $5,000 in the Next 12 Months discussing how I’ve saved thousands each year and $25,000 every 5-years through purposefully driven lifestyle deflation and other temporary or permanent cutbacks. Hope you enjoy!